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How Long Does it Take to File an 18 Wheeler Claim? It can take longer for a car crash claim to be resolved than an 18-wheeler crash. Truck accidents are often accompanied by severe injuries. There are many factors that determine the time required to reach an agreement. Here are a few of the most important factors to consider. Insurance claims Just like all vehicles on the road, 18 wheeler truckers are required to have a minimum amount of insurance. This is due to a reason: collisions with big trucks can result in more severe damage to property and injuries than a normal car accident. In fact, these wrecks often result in deaths and severe injuries. It is essential that victims of these wrecks make a claim for the compensation they are entitled to. It isn't easy to find a policy that meets all your needs, even though coverage for 18 wheelers is a necessity. You may require additional insurance depending on the type and quantity of cargo your trucks transport. Hazmat carriers, for instance could require liability insurance of up to $5 million. Other policies you may require include towing coverage, trailer interchange insurance, and cargo insurance. In addition to the above, an experienced attorney can help you determine what types of insurance your company requires. The attorney will also assist you with negotiating with insurance companies to ensure that your claim is resolved. In certain situations insurance companies may attempt to reduce their liability by asserting that they are at fault. This could severely diminish your claim. A lawyer can assist you to counter these claims and obtain the most compensation you are entitled to. A seasoned lawyer will ensure that you receive the cash required to recover, regardless of how you were hurt in your accident. Settlements In many instances, a truck accident victim will receive a settlement offer before the filing of a lawsuit. This offer is usually far less than what the victim actually deserves. It's provided by the trucking company or their legal team. This offer should never be accepted without consulting a personal injury lawyer. The value of the settlement depends on several aspects, including the severity of injuries and property damage. It also varies based on medical expenses. Other damages that are not economic can also be considered, particularly in cases where you've been emotionally or physically affected by the accident. These losses are difficult to quantify and require an expert analysis. The amount of compensation you receive is also affected by the determination of liability. If you can prove the liable party violated traffic laws, acted negligently, or caused the wreck by some other wrongdoing, they'll be accountable for the damages. There are also other legal defenses which can limit their liability. These include contributory and comparative fault. The owner of the trucking business could also be held liable for the accident. 18 wheeler accident case las cruces can happen in the event that a driver operated a truck in poor conditions or in the event that a business failed to maintain the vehicle. The shipping and loading firm could also be liable in the event that the cargo was improperly loaded, or a component was damaged. Filing a lawsuit You could be required to file a suit in the event that the insurance company does not offer a fair settlement. This could delay the resolution of your case, however, it could also result in a larger settlement. A lawyer for a truck accident is your best option, whether you settle or go to court. You require someone to safeguard your interests since insurance companies will try to deny your claim. A Lafayette truck accident attorney can examine your accident and determine the amount of damages to ensure you get the most compensation. In a lot of 18 wheeler accidents the parties involved are accountable. If the truck driver was under the influence of alcohol or violated the rules regarding hours of service, then his employer may be held responsible. In addition, the manufacturer of a vehicle component or repair shop could be held accountable for a malfunctioning part that caused the accident. Additionally, cargo loading or shipping companies can be held responsible for accidents that happen to their trucks. These trucks must be loaded and moved in a safe manner so as to avoid tipping or hitting the ground. Thus, the companies have to follow strict safety rules. The law also permits you to seek compensation for non-economic damages, such as pain and suffering. Trial Negotiations with insurance companies are often used to settle the majority of truck accident cases. A fair settlement should cover all medical expenses, treatment costs and any other losses you are facing or are likely to incur. Your attorney can also help you determine what your future damages might be, as well as whether punitive damages could be applicable. An experienced attorney can help you through this procedure. The most important thing to consider is the extent of your injuries, which will affect the amount of compensation that you are entitled to. Some injuries only affect you for only a few weeks or even months, while others will have lasting effects on your life. In the event of an 18-wheeler accident, it can take time to determine who is to blame. This is because there can be multiple liable parties including the driver of the truck as well as the company who employs them. In some instances, there may be mechanical issues with the vehicle which result in a crash, in which case it might be necessary to hold the manufacturer or repair shop accountable for your damages. There are a variety of factors that can affect the size of a settlement in an 18-wheeler accident However, in general these types of accidents tend to yield larger settlements than those involving cars. This is because of the nature of injuries and damage that can result from these accidents, which can be catastrophic.